UNIBANK is a commercial bank incorporated under the laws of Haiti.Privately-owned by approximately 400 Haitian shareholders, UNIBANK is the parent company of a diversified financial services group, the “Groupe Financier National” (GFN), which operates in the following areas: Commercial banking (UNIBANK); Investment and merchant banking (UNIFINANCE); Remittances from Haitians living abroad (UNITRANSFER); Micro-credit (MICRO CREDIT NATIONAL); Consumer credit (UNICREDIT); Credit cards (UNICARTE); Real estate investments (IMMOBILIER S.A.-IMSA); Management consulting(CAPITAL CONSULT); and Investment company management (SOCIETE NATIONALE D’INVESTISSEMENT – SNI), with interests in industry and distribution. UNIBANK and its group of companies are authorized to operate throughout Haiti, and are present in all of the major cities.With (41) branches, UNIBANK has Haiti’s largest branch network (25 in Port-au-Prince, the capital, and (16) in (14) provincial cities).With more than 650,000 depositors, it has the largest number of clients in the banking sector. UNIBANK and its affiliates employ (1,676) people, of which (73) are in the USA and Canada.Its subsidiary in the United States, UNITRANSFER, is licensed by the Banking Departments of various states and presently does business in Florida, New York, Massachusetts, New Jersey, Connecticut, Georgia, Illinois, Maryland, Louisiana, Pennsylvania and Rhode Island.UNITRANSFER also operates, directly or through agents, in Canada, the Bahamas, Turks and Caicos, Jamaica, Aruba, Curaçao and the Dominican Republic. Founded in July 1993, UNIBANK is Haiti’s fastest-growing bank and has transformed itself, without mergers or acquisitions, into one of Haiti’s leading financial institutions, ranking 1st or 2nd in all important areas of the banking business, with August 2007 assets of US$625 million (unaudited) and a 31% market share.Its audited assets on September 2006 were US$551.2 million.
